Assisting Injured Workers
Your workers’ compensation claim is meant to help supplement finances while you are unable to work due to your injuries. The compensation workers receive varies and is often unique to their particular circumstances.
If you have been injured on the job or in a situation that is ancillary to your employment, you are entitled to benefits that are clearly detailed under Pennsylvania law. These benefits don’t roll into your bank account automatically, so our attorneys are committed to assisting you with the filing of your claim and will help you fight for your rights after a claim has been denied.
Understanding Compensation Benefits
The workers’ compensation process is complex and insurance companies are not always concerned about your best interests. Our lawyers understand all forms of compensation benefits and will guide you through the procedures and explain your options.
Types of compensation benefits include:
- Medical benefits: All medical expenses related to your injury qualify for compensation.
- Wage loss benefits: Compensation may pay for a portion of your regular wages when the injury keeps you from working.
- Temporary total disability: If you are unable to work, you could receive weekly benefits based on your average weekly wage beginning one week after your inability to work.
- Partial disability: If your injury prevents you from working your previous job, but you are able to take a lower-paying job resulting in a loss of earning capacity, you may receive weekly benefits based on your average weekly wage.
- Specific loss benefits: Some injuries result in permanent loss or disfigurement. In cases of hearing loss, vision loss or amputation, you may be entitled to additional compensation to cover these extended forms of harm.
- Death or dependency benefits settlements: If a workplace injury results in death, dependent family members are entitled to compensation.
In some cases, workers and insurance companies are allowed to settle a claim in the form of a lump sum rather than intermittent payouts. In these cases, insurance companies will often try to settle for the lowest possible amount, and you may in turn forfeit some of your rights to future benefits or claims.
Workers’ compensation amounts are based off of your average weekly wage. Typically, when claims are accepted, the payout will be two-thirds of your average weekly wage. Though the payments are usually tax-free, it is highly unlikely that you will receive 100 percent of your pay.